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Mortgages made simple with the Hello Home Experts
How can we help you get a mortgage?
A mortgage is a really big loan, that you will use in order to buy a house. But how can you get one?
Step 1
Speak with us to discuss the property you would like to buy and how much you need to borrow.
Step 2
Let’s discuss your current situation, what are your goals for the future, what are your financial priorities and how much can you afford?
Step 3
Leave the rest to us. We will contact the best lenders suited to your circumstances across our panel of 90+ banks and building societies. We’ll let you know as soon as you are approved for a loan by a lender.
Step 4
We’ll in be in touch to discuss your options. Once we agree on the most suitable solution for you, we’ll submit your application and handle all communication with the lender.
Step 5
Your offer comes through! You now have an approved mortgage offer for your desired property. We will continue to help you throughout the process to ensure you a smooth transition into your new home, as well as supporting you after you have moved in!
Step 6
We can help you protect your finances and mortgage repayments against unforeseen illness, unemployment and unfortunate life events.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
What our customers say?
Happy user says about our company
Lewis made sure to explain every step in detail and answer all my questions with patience and clarity, he was always available for me if I had any burning questions. In addition to the mortgage services, Lewis also advised me on important protection products. I was completely new to this and I had never come across any type of life insurances before. Lewis recommended tailored solutions to ensure that my children and I were covered and to my budget. .
Emma
(July 2024)
“I had the pleasure of working with Mr. Lewis Neale for my mortgage and protection planning for my first-ever mortgage application. His expertise and commitment made a significant difference throughout the process, which felt seamless as he handled 99.5% of the work, leaving only 0.5% for me to supply the necessary documents..”
Thomas
(July 2024)
"I am incredibly grateful for the exceptional service I received from Lewis Neale and highly recommend him to anyone in need of mortgage or protection advisory services. His expertise and dedication truly make a difference.”
Charles
(August 2024)
"Lewis took the time to understand my unique financial situation and future goals. He provided personalized advice that helped me feel confident and informed throughout the process. Lewis made sure to explain every step in detail and answer all of my questions with patience and clarity..”
Abu
(July 2024)
“Thanks to Lewis, I now have a protection plan that aligns with my needs and provides security for the future. I wholeheartedly recommend their services to anyone seeking expert advice and outstanding support in navigating the complexities of mortgages and protection planning.”
Leigh-Anne
(August 2024)
Use our Mortgage Affordability Calculator to find out how much you can borrow:
See What Our Clients Are Saying
Please be aware that by clicking onto the above link you are leaving the Hello Home Mortgage Advice Centre website. Please note that neither Hello Home Mortgage Advice Centre nor PRIMIS mortgage network are responsible for the accuracy of the information contained within the linked site accessible from this page.
All testimonials are received by customers providing feedback post business. All customers have given their consent to use this feedback. Verification can be provided on request.
Helping homebuyers and movers with mortgages in Leicestershire
Access to a wide range of banks and building societies
Clients say they would recommend us to friends and family
Annual Percentage Yield (APY)
Get the most out of your home equity
Access up to 90% of your property’s value
You can get up to a $500,000 line of credit while accessing up to 90% of your home equity. 3 Don’t worry, you don’t have to use all it once. & you’ll only pay interest on what you withdraw.
security & trust
Tap vacation homes & investment properties
You can get up to a $500,000 line of credit while accessing up to 90% of your home equity. 3 Don’t worry, you don’t have to use all it once. & you’ll only pay interest on what you withdraw.
Annual Percentage Yield (APY)
Annual Percentage Yield (APY)
security & trust
Pay interest only on what you withdraw
You can get up to a $500,000 line of credit while accessing up to 90% of your home equity. 3 Don’t worry, you don’t have to use all it once. & you’ll only pay interest on what you withdraw.
Complicated mortgage jargon? Busted quicker than you can say “APR”.
Did you know, we work in unison (the same office) with Hampsons Estate Agents, our partner business who pride themselves on having a wide knowledge of the Leicester area, a wealth of expertise, and a real drive for care – offering one to one, undivided attention to all vendors and buyers, tenants and landlords.
Please be aware that by clicking onto the above link you are leaving the Hello Home Mortgage Advice Centre website. Please note that neither Hello Home Mortgage Advice Centre nor PRIMIS mortgage network are responsible for the accuracy of the information contained within the linked site accessible from this page.
Tips and Tricks
Want some tips and tricks to make mortgages easy? Check these out:
Know Your Budget
Before arranging a mortgage, you’re going to need to know what you can borrow. This will help you know what property value you can afford. You can use a mortgage calculator, or we can help you find this out – just ask!
Saving up a deposit
The deposit you require will depend on the price of the property you’d like to purchase. Sometimes lenders will expect at least 10% of the property value. On occasion, lenders do support first time buyers by offering 5% mortgages.
The more you can put down as a deposit, the less you will be borrowing. This may lead to lower interest rates and a lower mortgage duration and finally, could also increase your chances of being accepted for a mortgage.
Whether you’re buying alone or with a partner, try setting a monthly saving budget to build up your deposit fund.
What is a Mortgage in Principle?
Applying for a mortgage in principle involves soft credit checks on you and anyone you’re looking to buy with, as well as looking at your financial position and commitments.
This isn’t an official mortgage offer, but more an indication of how much the lender may be willing to lend you. After you’ve got an Agreement in Principle, you can start house hunting. Some agents/vendors will want to know if you have a mortgage in principle before viewing a property.
Let’s Talk About Credit…
Your mortgage offer is influenced by your credit. By thoroughly understanding your credit history, we can provide better guidance, increase the chances of mortgage approval, and ultimately help you secure the most suitable mortgage for your financial situation. The main things that influence your credit score are payment history, credit use, length of credit history, types of credit/loans and whether you have been refused for new credit. Therefore, having a high income won’t automatically result in a better credit score. Please use this link to visit “Check My File” and view your free credit report. https://www.checkmyfile.partners/
Please be aware that by clicking onto the above link you are leaving the Hello Home Mortgage Advice Centre website. Please note that neither Hello Home Mortgage Advice Centre nor PRIMIS mortgage network are responsible for the accuracy of the information contained within the linked site accessible from this page.
Get in Touch
Have a question or feedback?
Fill out the form below, and we’ll respond promptly!
Call us at 07972 760031 or fill out our form, and we’ll contact you within one business day.